As a not for profit organisation, we are here to provide a source of expert, honest and impartial advice about getting out of debt. Our fully trained Counsellors will help ensure you are provided with the best advice for your particular situation.
If you have a serious debt problem and owe more than £15,000
call free on 0800 954 6518
Finding the right debt solution for you
If you are in debt, you are not alone. And getting help can be easier than you might think. By calling the Debt Advice Trust, you can get reliable advice about debt solutions and finance management that will ultimately help you to clear your debts. Whether your debts are from loans, overdrafts, credit cards or something else, we can help put your mind at ease by reassuring you that solutions exist which can be matched to anyone's particular circumstances.
Helping you get out of debt
As a not for profit organisation, the Debt Advice Trust exists solely to help people like you get out of personal debt. By talking to the Debt Advice Trust you can access the expertise of our expert Counsellors and find the right solution for you. Whether you need debt management services, an IVA or another debt solution, we're here to ensure you are fully advised about all your options.
Debt advice you can trust
Unlike some companies who have their own interests to protect, the Debt Advice Trust is a not for profit organisation which is here to support you as you regain control of your finances. You may have to deal with quite complex and sometimes stressful matters such as bankruptcy records, consolidating debts, or trying to get credit after you've cleared your debts. Talk to us in confidence - we're here to help. And whether you have been offered other debt solutions or not, the Debt Advice Trust can provide an unbiased opinion, and advise you of all your possible options.
Debt FAQ's
- Q: What is an IVA?
A: An IVA (Individual Voluntary Arrangement) is a debt solution whereby, faced with the probable alternative of going bankrupt, your creditors agree to write off part of your debts so that you only have to make monthly repayments which you can afford - usually for a period of five years. An IVA can be an effective solution if you have serious debts and owe more than £15,000. But there are other ways. Talk to us to find out more.
- Q: Which debt solution is best for me?
A: This all depends on the nature of your debts and your individual circumstances. But however much you owe , there will be a debt solution that can help you work towards clearing your debts. Call us to hear more about IVA's, consolidation loans, management plans and other options. - Q: How do I finance the costs of debt?
A: This will depend upon the terms of the solution you choose. But we can advise you about what each solution involves so that you can be sure that you choose one that's right for you. - Q: Who do I go to for further debt advice?
A: As we're a not for profit organisation, and therefore impartial, the Debt Advice Trust will be able to give you all the advice you need. If you decide upon a particular solution, we can also recommend a reputable and trustworthy provider from our Approved Panel.
Debt Advice Trust Limited, Registered Office: Eversheds House, 70 Great Bridgewater Street, Manchester, M1 5ES. Registered in England. Company number 06232066.
