Hi my name is Louie and i am part of the debt forum, I know how it feels to be in 'real debt' and i, at a time, was near suicidal with over 70 thousand pounds worth of debt. :( I thought their was no way out but for some its amazing how with a little help their are immediate solutions! If your a homeowner You can get rid of your debts...you want to forget about those red letters and having 0 money after pay day, you may have to take 1 step back to take three steps forward. I did and after the 70ks worth of debt im now debt free...and more importantly happy! To be honest i knew about the options for a long time but i wanted the hand of god ie the lottery to solve my problems.. (lol) The reason im now debt free was due to a guy called Jay from a company called www.saleswift.com If you want to forget about your debts check them out and tell them louie referred you. They helped me by letting me sell my property in literally days when i thought selling before i got repossessed in the current market would have been impossible! It was a cash offer and i knew it was slightly less than my property was worth but ....it would have been worth peanuts if it was repossessed, and i didnt want to take the chance of the bank selling it for loose change at auction then still coming after me for the remainder of the debt plus their charges! Plus with the state of the market with falling house prices my house is probably worth now what they paid for it then so....? The whole process completed within a week and they paid all my fees. Sounds to good to be true but... it worked for me. I could of moved on but they told me i didnt have to! I didnt even realise it was possible to sell, benefit from the equity in my property and remain living in in my house! You probably thinking this is a sale pitch or something and to be honest they do say they pay upto £500 for every referral you make to them but the truth is that i know first hand how it feels to be in serious debt, face repossession, depression and...well you know! So now ive overcome it i think i have a duty to help others like me and tell them my story! try em out www.saleswift.com ps. if i make 500 quid out of it i promiss to buy you a drink!...lol! Dont let money ruin your life!