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Mortgages

Can I apply for a mortgage if I am declared bankrupt?

getting a mortgage

I would like to get a mortgage after being discharged from bankruptcy. Can anyone suggest companies considering 'people like me' x

Hello Lolls

The best thing that I could suggest is going to a mortgage broker rather than one company, the reason being, a mortgage company would run a credit check and if you weren't successful it would show on your credit file. The more companies you go to the more searches will show on your file basically damaging your credit file. If you go to a broker they will run a check and then approach possible lenders. First Choice Finance are a good broker to deal with.
Hope this helps

You have to wait for awhile then try again

After a certain amount of time has expired after declaring bankrupcy you can apply for a mortgage. I am not sure just how long you have to wait but i have been told that before.






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