I have a significant amount of debt and i am struggling to pay my credit card bills. My ex husbamd has now moved out of the country and i am reciving no finanical help from him at alltowards my daughter and have become in debt. My partner who i live with has the house and all the bills in his name. When he goes to re mortgage the house if i have a IVA or Bancrupcy against me how will that effect his abilty to get are mortgage or his credit rating. My only accest is my car which i think i shall transfer the documents into his name. Please advice welcome