My son has a debt of over 15000 he went to a company to consolidate his loans. A problem seems to have occurred and his money is not getting paid to certain creditors. We are getting final warnings in the post. As my son lives at home my address appears on all mail. Am I responsible. I have never been in debt and have an excellent rating. Will my house have a mark against it. Can I dissociate myself before I too am dragged down