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Posted by spendthrift : March 25th, 2008

IVA OR BANKRUPCY

Can anyone help I am in serious debt and to find a solution, my debt has got out of hand and the stress of it is causing me great anxiety. Can anyone tell mr what effects your credit the most an IVA or a Bankrupcy. Which is the better path to take in the long run. I am in £15,000 debt and only earn £200 per week this only just meets my daily living costs and essential bills. HELP PLEASE!!! Thanx Danielle
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Hello Spendthrift

Im sorry to hear about how your debts are effecting you. But there is always a way forward to solve debt worries. Bankruptcy has the biggest effect on your credit rating, it is the most drastic of all solutions, but the majority of solutions will effect your credit rating anyway. I cant say what route would be the best one for you without going through your details with you. If you were to call us here, we would beable to go through all of your details with you and find the best way for you to pay your debts off at what you cab afford. We would make sure that all of your daily living cost are covered first so you dont fall behind with things like your rent etc. The solution would be tailored to your situation. We dont just look at one particual route! Our Number is 0800954 6518. Hope to hear from you soon and hope i have helped
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