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Too many credit cards

I have heard that carrying two or three credit cards with low balances will help bring up your credit score. I had always assumed that paying them off brings up your credit rating. Which is correct?

Try and limit yourself to a couple credit cards

Pick out the credit cards with the lowest interest rates and keep them. Get rid of your other ones. You only need a couple credit cards to keep your credit in good standing. If you use them wisely and don't fall behind on your payments. I have heard that too many credit cards can hurt your credit.

Contact a credit reference

Contact a credit reference agency who may be able to advise you on what helps your credit rating. Experian, Equifax and call credit are the three credit agencies

i don't know wot is correct

i don't know wot is correct but i have had trouble getting a credit card i in the last year was accepted one with a low balance on it i always par more than the minimum amount each month but every time i try and get another card with different companies i am refused