Last april i took out a credit card with capital one for £500. At the time i was severely depressed with money and personal issues and it seemed like a good way to solve some of my problems. The worst idea i have ever had. I paid the first monthly instalment however due to financial trouble i then missed several and started to recieve phone calls demanding payments. I suffer greatly from anxiety and have convinced myself of many things that are going to happen to me. I have left uni now and the credit card company only have a phone number to trace me to so i have avoided it completely. I need to sort this out but i don't know what to do and what will happen to me. i just need advice.