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Be strong and get rid of thoses cards
If there is one piece of advice that i would say to anyone it is to cut up your credit cards and be done with them. It may sound dramatic and you may not want to do it but think about it for a second, if they weren't there for you to use then you wouldn't use them... you wouldn't rack up as much debt and you can start to rebuild your mashed up credit rating.
I cut mine up a year ago and have nearly cleared 3/4 of my debt to my creditors, im so proud of my self and it won't be long till im debt free at all!
Credit cards can ruin your credit
Credit cards can ruin your credit if not used right. They sometimes have very high interest rates. And if you use your card much it is hard to pay it all off at the end of the month. So use your card wisely. Only charge a small amount on it each month and then pay it off each month. Buy most things by using cash. It is harder to spend cash then to use a credit card.
Thats excellent advice, at
Thats excellent advice, at least when the cards are destroyed it removes the temptation to go out and spend on them