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Posted by olivia2008 : February 4th, 2008

old debt

Been divorced a few years and my ex wife isnt even prepared to meet me half way on our joint account ! its got to the point where whatever bills are coming through her letter box she is forwarding onto me at my new address , can she do this , and am i better off going bankcrupt ? HELP !!!!
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Hello

Any debt that is in joint names you are both liable for. If you were to declare yourself bankrupt then your partner would be chased for the full amount of any debt that is in her/joint names.
Her credit rating will still be affected if the debt isn't being paid and they could take legal proceedings against her resulting in CCJ's, Charges, attachment of earnings or even bankruptcy.
If you are struggling then please call us and we'll give you as much information as possible.
Hope this helps.
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