Home

Welcome to Debt Free Advice forum, please register if you want to post

Adverts for other sites and/or companies will be deleted


Judgement set aside

Been pursued for a debt which I have not paid towards of heard of since 2001. Wrote Statute barred letter, they saidthere was a judgement which does not appear on my credit file or on the Registry Trust documentation. Complained - got final response saying account on hold whilst information was being sought on the validity of debt and quoting a court ref number. In separate envelope they sent court proceeding s notification!!!! - whilst they have said its on hold!!!! Registry trust have no record of the ref number but said they prefix indicated Nottingham. They said the judgement was made July 2003 and was set aside in Jan 2004 because Royal Mail had returned papers saying I was not known at that address. I never knew a thing. Can they retake this to court or does (as I have been told) the statute barred limitations argument now come back into force. Also I noted that on my credit file, there is a default for this debt in June 2003, 2 years after last payment made. I thought they should register this 6 months after last payment. Also the DCA has "updated" the file this year, just prior to contacting me, does this mean they registered the debt then? If so can they legally do this? Any answers welcome

Hello Finn

The best people for you to speak to would be the Insolvency Service, as they will be able to give you the legal advice you need in regards to your question. There number is 0845 602 9848. Sorry I cannot be any more help.





Call 0800 954 6518

Search Forum:

 
Helping you get out of debt..
right side image