Hi I'm in £37,000 debt all due to my gambling addiction. I thought i was over my addiction last year and i started paying off my debts. I got a consolidation loan for £20,000 to make it easy to pay off all my loans and credits cards. But before i paid of all my debts I've gambled it all away. I earn around £1100 a month and my monthly repayments are going to be around £1,000. I still live with my parents and pay £100 lodge a month. That means £0 left for food ,petrol and car insurance. Please can give me any advice to help me out?