It's vital you find the right debt solution for you

Finding the right debt solution can be a bit of a minefield. It's crucial that you make the right choice and don't get yourself deeper into debt. This is where we can help. Whether your needs are best served through an IVA or another debt solution, we can give you expert, honest and impartial advice.

The Debt Advice Trust does not depend on funding from lenders or banks and our sole purpose is to help people like you be in full possession of all the information about how to clear debts using different solutions so that you can make the best choice for you.

Debt solutions that are not just a quick fix

Our Counsellors have extensive experience in helping people to find lasting solutions to debt, giving you the chance to get on top of your finances and not get into deeper difficulties.

Managing your debt repayments

Finding the right solution for you will depend on your individual circumstances, how large your debts are and what you can reasonably afford to repay every month. If you’re in serious financial difficulty, an IVA or management plan may be appropriate. But we'll help you find the right solution.

Debt Solution FAQs

• Q: What if there are several debt solutions that could work for me?
  A: We’ll make sure the advice you receive is detailed and specific enough to help you make an informed choice about the best solution for you, whether that is a consolidated loan, IVA or even bankruptcy.
• Q: Can I really get all this advice on the phone?
  A: Yes, absolutely. Initially, all we need you to give us is an overview of your financial situation, how much you owe and your foreseeable income. This is enough information for us to be able to give you a first idea of the kind of solutions that may best suit your situation.

More debt FAQs