Debt advice, the types of debt and the debt solutions available

Getting into debt can start in a small way but soon mount up. You may owe money on loans, overdrafts and numerous credit cards. What you need is advice on how to tackle your finances head on. That's when you should call the Debt Advice Trust, a registered not for profit organisation here to offer you free, honest and impartial advice. For example, if you have serious debts, a Debt Management Plan or an IVA (Individual Voluntary Arrangement) may be your best option. They could reduce your monthly repayments and help you clear your debts.

Debt solutions

However large your debts may seem, solutions do exist for you, which is why you should get some advice from our friendly, expert team of counsellors. We can advise you on whether an IVA is the best way forward, or whether you should consider a Debt Management Scheme, a Remortgage, a Consolidation Loan or even Bankruptcy.

Clearing your debts

The Debt Advice Trust exists to help you gain control over your finances. As a not for profit organisation you can trust us to give you the best advice about your debts and to inform you about what options may apply to your individual situation.

Debt advice FAQ's

• Q: What if my debts exceed £15,000? A: If you're struggling to meet the repayments, an IVA may be well worth considering. Why not call us and find out what solution is best for you?


• Q: When is the Debt Advice Trust available? A: You can call us free anytime on 0800 954 6518 between the hours of 8:00 am and 9:00 pm Monday to Friday, or 9:00 am and 5:00 pm on Saturday and 10:00 am to 4:00 pm on Sunday.
More debt FAQ's