How to clear debt and become debt free. Here are the options available.

If you’re in serious debt and finding it hard to meet the repayments, there are still debt solutions which can help you become debt free. An IVA (Individual Voluntary Arrangement), for example, will clear your debts and legally protect you from your unsecured creditors.

Other debt solutions include a Remortgage on your property, a Debt Management Scheme, a Consolidation Loan, or you might even have to consider Bankruptcy. But before you do anything, talk to the Debt Advice Trust. We do not depend on funding from lenders or banks and we will give you expert, honest and impartial advice to help you make the right choice.

Clearing debt

Being in debt can be extremely stressful and affect your whole life. So getting out of debt once and for all should be your priority. We can advise you on ways in which you really can clear all your debts and start afresh.

Trust the experts

The Debt Advice Trust has extensive experience of helping people to find debt solution which really match their needs and their individual situations. So don’t think you are alone. We are here to help you overcome your debts and start looking forward to a better future.

Clear debt FAQs

• Q: What if I already owe money on lots of different credit cards?
  A: You might still be able to consider an IVA as an effective and manageable way of clearing your debts. Call us to find out.
• Q: Is the Debt Advice Trust confidential?
  A: Absolutely. You can talk to us in total confidence about your situation. You can take our advice or ignore it, but nobody else will know.

More debt FAQs