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The implications of a County Court Judgement
County Court Judgements are not to be taken lightly. Any your County Court Judgement against you will be recorded on the Register of County Court Judgements for six years. This Register is used by banks, building societies and loan companies to help them decide whether to give you a mortgage, loan or other credit.
The Debt Advice Trust is here to help
Being served a County Court Claim can be very stressful and you may not know who to turn to for help. Call the Debt Advice Trust and we’ll advise you on how an IVA or another debt solution can stop matters from getting to court by helping you clear your debts. Remember, we do not depend on funding from lenders or banks and so our advice is unbiased and based on your own interests.
CCJ - County Court Judgement FAQs
- Q: Can’t I challenge a County Court Claim?
A: Yes of course. But if you do owe money then the County Court Judgement may still go against you. Don’t let things go so far when one call to the Debt Advice Trust could get you expert advice on better ways of solving your debt problems.
- Q: What if I have no means of meeting my current debt repayments and am therefore vulnerable to a County Court Claim?
A: Don’t despair, an IVA or another debt solution could still be appropriate. The key is to reach an agreement with your creditors so - talk to the Debt Advice Trust to find out more.
