Debt Advice Trust Blog

Are you a citizen in need of citizens debt advice? Are you struggling to make ends meet? Worried about the state of your finances and how you can keep your head above water? Then go to citizens advice. It might sound like a piece of blindingly obvious advice but that’s what citizens advice is there for. It does what it says on the tin. Citizens debt advice for citizens. Simple.

Perhaps your credit card bill is burning a hole in your monthly income. Maybe your circumstances have unexpectedly changed for the worse and you are struggling to cope with heftier overheads and outgoings. It’s not unusual these days for people to find their overtime cut or even to have been laid off completely. You might have suffered health problems that have made it difficult to work. There are countless ways that people can find themselves in a position where they could do with a little professional debt advice. If you have run into financial difficulties, whatever the cause, do yourself a favour and take a trip down to the Citizens advice bureau. UK consumers are more fortunate than many ever realise to have free access to such experienced and professional debt advice. The expertise is out there, and what’s more it’s free and it’s impartial. Use it to help you manage your finances.

Issuing government debt advice since 1924, the Citizens advice bureau UK has established itself as a national institution. With 20,000 volunteers operating out of 3,300 locations throughout the UK, the CAB is the number one destination for anyone with a concern over debt or financial worries. Such is the CAB’s reputation for free high quality and impartial debt management advice and guidance that they are faced with an estimated 9,500 new debt problems each and every day. With their help, you can find out about the complete range of debt management options from loan consolidation to IVAs (Individual Voluntary Agreements) to bankruptcy to DROs (debt Relief Orders) – the CAB’s trained staff are there to help.

Once you’ve established the fact that you have concerns that would be better addressed rather than just simply ignored, then make sure you make the most of the guidance on offer from the CAB.

Top quality, impartial advice on your door step. It’s there, it’s free. Use it if you need it.

When it comes to finding good, impartial debt advice, many people’s first thought is to make an appointment with their local Citizens Advice Bureau. UK Citizens Advice has now been operating for more than 70 years offering expert, impartial debt advice to millions of UK clients from its 416 Citizens Advice Bureaux across England and Wales. They have a further 22 bureaux in Northern Ireland.

The Citizens Advice Bureau is a free, independent and confidential organisation. A powerful channel for official government debt advice, it also uses the ground level information that it deals with to influence decision makers and help change social policy for the better. In the last year alone the 21,000 Citizens Advice volunteers helped 1.9 million people to solve 6 million individual problems, many of them debt related. In fact Citizens Advice deal with 9,300 new debt problems each day, with an estimated 1,000 people seeking some form of formal debt rescheduling plan every day in the UK.

In all its 70 years it would seem that the citizens debt advice administered by the CAB and so widely appreciated by those seeking to take control of their finances has rarely if ever been more in need. With personal insolvency declarations at record levels, the volunteers and staff at the CAB are coming to the aid of more people than ever before.

People suffer redundancy, loss of overtime, marital break-up, a decline in their health that has made work impossible – there are countless ways in which household finances can start to slip dangerously in to the red, and they can all benefit from citizens debt advice. It doesn’t take many months of running on empty before things can go seriously wrong and spiral out of control. With fixed commitments such as the rent or mortgage, council tax, utilities bills and other essential outgoings taking a big chunk out of your income, often little is left at the end of the month to live on let alone think about repaying money owed.

When it comes to debt management and tackling your debt problems head on with the minimum of fuss and the maximum of free, qualified, confidential and impartial advice, along with the Debt Advice Trust the CAB should be right at the top of your list of independent debt management agencies to contact.