Have debt problems Doing everything you can? Can’t see a way out of your current situation?
Well there are a few more costs you could cut to help you clear debt and look forward to a debt free future that maybe you didn’t realise, here are a few of the main debt offenders.
- Cigarettes – these days with a packet of smokes costing over £5 a packet, on the premise of a 20 a day habit that equates to over £150 a month – scary isn’t it? So quit, not just for your health but for your pocket.
- Vending Machines – that odd Mars Bar or Fizzy Drink soon adds up, a friend of mine admitted that he was always broke but when he worked out that he was spending over £35 a month of vending machines he was shocked how quickly it adds up.
- Credit Card interest – it sounds obvious but so many people don’t realise how much their interest on their cards is costing them. On average a credit card charge of £40 per month in interest amounts to over £450 pounds per year – make sure you prioritise your charges to avoid this costly incurrence.
Think about it, if you’re a smoker in debt to credit cards, who buys good from vending machines – you could be spending over £2700 per year on excessive unnecessary charges and purchases.
Think about your debt and think about how much that amount of money could help reduce it before you light that next cigarette.
