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Articles on Debt Management, Debt Consolidation & Debt Counselling

  • Clear Debt

    If you need help to clear debt and become debt free then call the Debt Advice Trust. The Debt Advice Trust does not depend on funding from lenders or banks and we offer a free national helpline for people in debt... Read More
  • Credit Card Debt

    If you are in debt then it may be reassuring to know that government debt help exists for those with credit card debt. Credit card debt help comes in various forms such as IVAs or debt consolidation loans... Read More
  • Credit Card Debt Consolidation

    The Debt Advice Trust is a free national helpline designed to offer advice on debt issues including bad credit debt consolidation and credit card consolidation. The Debt Advice Trust does not depend on funding from lenders or banks so you can rest assured that we have your best interests at heart. All of our guidance is impartial and confidential... Read More
  • Credit Problems

    If you are experiencing credit problems and related debt issues you may want to consider the possibility of credit card consolidation. Consolidation is when you take out a new loan to pay off all of your existing credit card debts and then repay that loan on a monthly basis... Read More
  • Debt Advisor

    The Debt Advice Trust does not depend on funding from lenders or banks and we maintain a helpline manned by trained Debt Counsellors. When you call, you will be able to speak confidentially to a Debt Counsellor who can help you come to terms with your debt problems and offer a range of solutions to help you become debt free as quickly as possible... Read More
  • Debt Assistance

    Being in debt can be a lonely and stressful situation and that some honest help and support can make a great difference. For impartial and free debt advice and debt assistance call the Debt Advice Trust... Read More
  • Debt Busters

    If you want to be a debt buster, and bust your way to a debt free future, then call the Debt Advice Trust where one of our qualified Debt Counsellors will be able to help. The Debt Advice Trust does not depend on funding from lenders or banks and we offer free advice and support to those facing debt... Read More
  • Debt Consolidation

    If you are seeking debt consolidation advice and wish to find a debt consolidation UK company then, call the Debt Advice Trust. The Debt Advice Trust does not depend on funding from lenders or banks and provides a free helpline for people with debt problems... Read More
  • Debt Consolidation Loans

    For debt consolidation help, including details on debt consolidation loans, then call the Debt Advice Trust. The Debt Advice Trust does not depend on funding from lenders or banks and provides a private and confidential free national helpline for those facing debt problems... Read More
  • Debt Consolidation Program

    If you want to consolidate your debts by joining a debt consolidation program then call the Debt Advice Trust for advice first. The Debt Advice Trust is a national organisation that provides a free helpline for people in debt... Read More
  • Debt Consolidation Services

    The Debt Advice Trust is a free national helpline designed to provide support to those that are facing debt problems and would like help to become debt free. Our qualified Debt Counsellors will be able to help you with all methods of debt management such as debt consolidations and IVAs... Read More
  • Debt Consolidators

    There are many debt consolidators around that can help you consolidate debts into one easy to manage loan. Consolidation is an excellent method of debt control if you are experiencing less serious debt issues... Read More
  • Debt Counselling

    If you are in debt then debt counselling can be invaluable so for free debt counselling, why not call the Debt Advice Trust? The Debt Advice Trust does not depend on funding from lenders or banks and has been created to provide honest, expert and impartial debt advice... Read More
  • Debt Freedom

    If you are in serious debt then debt freedom can seem a long way off - when you're feeling the burden of debt, it's important to remember that there are ways to become debt free. One effective method of debt control is an IVA... Read More
  • Debt Government

    For people in debt, government help exists in various forms. For example, if you are in debt, government departments such as the Office of Fair Trading protect you from overzealous creditors and debt collectors... Read More
  • Debt Help

    If you are looking for debt help then why not call the Debt Advice Trust's debt helpline. The Debt Advice Trust does not depend on funding from lenders or banks and was set up to help people with serious debt problems... Read More
  • Debt Management

    There are many debt management companies around that can help you towards effective debt management. However finding a reputable and trustworthy provider is paramount... Read More
  • Debt Management Programs

    If you are in debt and are having difficulties with debt management then you should be aware that there are a number of debt management programs that can help. All too often people think that the best way of getting out of a serious debt problem is to go bankrupt, without being aware of the alternatives... Read More
  • Debt Management Solutions

    If you are facing serious debt, you may find it comforting to know that there are a number of debt management solutions available to help ease the burden. However, which debt solution is best for you will depend on your individual financial situation... Read More
  • Debt Problems

    When people find themselves with serious debt problems they often think that their only option is to go bankrupt. However, with your individual debt problem this may not be the best option... Read More
  • Debt Questions

    If you are in serious debt then you will no doubt have many debt questions that need to be answered and will certainly want to know about the many debt management solutions available to you... Read More
  • Debt Recovery

    The Debt Advice Trust can offer you advice on the different debt solutions that can help you on your way to debt recovery. We are a free national helpline that offers impartial expert advice on debt related issues and debt management solutions... Read More
  • Debt Relief

    There are many debt management solutions that offer debt relief and can help you to become debt free as quickly and easily as possible. Many of them, such as an IVA, help take the stress out of serious debt and make getting out of debt a more painlessly procedure... Read More
  • Debt Settlement

    Debt settlement is the main aim for anyone in serious debt. Most people want to clear their debt as quickly as possible, with minimum damage to their future financial standing. Luckily, there are a number of debt solution options that can help you to do this... Read More
  • Financial Advice

    The first step in managing your debt is to get expert financial advice. The Debt Advice Trust was established to provide free financial advice to anyone experiencing serious debt issues... Read More
  • Free Debt Management

    If you have found yourself in a difficult financial situation, and want to reduce debt, then it is comforting to know that the Debt Advice Trust is here to help by offering free debt management advice... Read More
  • Get Out of Debt

    If you want to get out of debt then the Debt Advice Trust can help by giving free and impartial advice that is invaluable if you are having serious financial difficulties. The Debt Advice Trust can explain how to get out of debt with the least stress and as quickly as possible... Read More
  • Government Debt Advice

    Official government debt advice, as detailed on government websites, gives a number of debt management solutions depending on your individual needs and requirements... Read More
  • Government Debt Consolidation

    As pointed out by the government, debt consolidation is an alternative to bankruptcy in some circumstances. Consolidation involves reorganising your debts into one 'consolidation' loan, which gives you greater financial control and often reduces your monthly repayments... Read More
  • Government Debt Help

    As part of the 1986 Insolvency Act the government decided that people should be able to receive government debt help and introduced IVAs. Before this, for those in debt, government help only extended as far as applying for bankruptcy... Read More
  • Individual Voluntary Arrangements

    If you are struggling with making monthly repayments to your creditors and you owe over £15,000, an IVA could be the answer. At the Debt Advice Trust, we have a panel of approved IVA providers who will work with you to suggest a lower monthly amount for you to pay to your creditors... Read More
  • IVA Debt Advice

    The Debt Advice Trust does not depend on funding from lenders or banks and can offer you independent IVA debt advice and help you achieve solvency as quickly as possible... Read More
  • National Debt Helpline

    The Debt Advice Trust is a national debt helpline that offers impartial, honest and expert advice to those who may be in serious debt. We do not depend on funding from lenders or banks and we can provide information on various debt solutions ranging from bankruptcy to IVAs... Read More
  • Unsecured Debt Consolidation

    If you are in debt the Debt Advice Trust can help you to determine the seriousness of your situation and, in less serious circumstances, can give advice on unsecured debt consolidation, which is one way of regaining your financially stability quickly... Read More
  • Write Off Debt

    If you want to write off debt then there are ways that it can be done without incurring long-term financial hardship. However, writing off debt alone is a confusing and difficult process, which is why the Debt Advice Trust has been established to offer free and impartial advice on all aspects of debt management... Read More
  • Debt Management Plans

    The current economic climate means that an increasing number of people are facing debt problems. People from all walks of life are suffering from the downturn and it is having huge repercussions on lifestyle, health and happiness… Read More
  • Debt Consolidation UK

    If you are juggling payments to different creditors every month, choosing a plan of debt consolidation can help to take the weight of your shoulders. In fact, having a debt consolidation plan in place through one of our approved panel of service providers means that you will only have to make one payment instead of numerous payments every month… Read More
  • IVA

    If you are struggling with debts of over £15,000 choosing an IVA could be the best way for you to manage your debt. If you're asking yourself 'what is an IVA?' the answer is as simple as the process itself… Read More
  • Help with Debt

    Ever since the credit crunch started to bite, the Debt Advice Trust has seen record numbers of people across the UK looking to get help with debt… Read More
  • Advice on Bankruptcy

    Before taking the difficult step of declaring yourself bankrupt, it is essential to seek expert advice on bankruptcy. This is an incredibly drastic way to… Read More
  • Bankruptcy Credit Cards

    Often the cause of bankruptcy, credit cards are one of the easiest ways to begin piling up debt. Responsible for a large portion of new… Read More
  • Bankruptcy Forum

    Using bankruptcy as a way out of spiralling debts is a dramatic decision and whilst you could look for advice on a bankruptcy forum, you may end up taking the wrong… Read More
  • Bankruptcy in the UK

    Bankruptcy in the UK is a serious decision and is one that should not be entered into without a great deal of thought. In order to help you find a solution… Read More
  • Citizens Advice Bureau UK

    To find out about ways to break free of debt from a more specialised source than the Citizens Advice Bureau, UK residents can contact the Debt Advice Trust free of charge. Like the Citizen Advice Bureau we can… Read More
  • Citizens Debt Advice

    If you are suffering from financial difficulty, we offer expert citizens debt advice. By using the latest Government Debt Advice, our professional, trained staff can… Read More
  • Company Voluntary Arrangement

    The company voluntary arrangement is a similar way of dealing with debt to Individual Voluntary Arrangements. Rather than declare bankruptcy or go into administration… Read More
  • Credit Card Debt Advice

    If you need impartial, friendly credit card debt advice, our team of expert staff is on hand, waiting to help. When considering your options for dealing with credit card debt, it can be useful to… Read More
  • Credit Card Debt Consolidation Loan

    We offer expert advice on credit card debt, consolidation loan plans, IVAs and bankruptcy to help you regain control of your finances. Our credit card debt advice is completely… Read More
  • Credit Card Debt Solutions

    For honest, impartial credit card debt solutions, we have a team of friendly, expert staff on hand waiting to help. Whether you need advice on bankruptcy, IVAs or credit card debt… Read More
  • Debt Consolidation Loans for Bad Credit

    If you are struggling financially, it may be a good idea to talk to an expert about debt consolidation loans for bad credit. For less serious levels of debt, consolidation loans can be… Read More
  • Debt Free Advice

    If you are serious about becoming debt free, advice you can trust could be hard to come by. The DAT aims to offer you … Read More
  • Debt Management Services

    Our friendly, experienced staff are ready to help you discover which of the many debt management services on the market is right for you. We can advise you on numerous… Read More
  • How to Consolidate Debt

    If you owe money to numerous creditors, finding out how to consolidate debt can be difficult. The Debt Advice Trust offer free expert advice on… Read More
  • Individual Voluntary Agreement

    An individual voluntary agreement, or IVA, is a legally binding debt solution that is often the best course of action for anyone struggling to repay debts of over £15000. These Individual Voluntary Arrangements are often an… Read More
  • IVA Remortgage

    If you are looking for advice on taking out an IVA remortgage, call the Debt Advice Trust for impartial, practical information. We provide IVA advice that is… Read More
  • Online Debt Consolidation

    If you are in a significant amount of personal debt to a number of different creditors, this can be one way in which to take control of your finances. By grouping all repayments into a single monthly sum… Read More
  • Personal Debt

    If you have high levels of personal debt, the Debt Advice Trust could help you to break free. Regardless of how hopeless you feel your situation is we can offer you… Read More
  • Scottish Trust Deeds

    Scottish trust deeds are similar to the national IVA, and are legally binding contracts that may be a good solution for those north of the border owing over £15000. These protected trust deeds, or PTDs… Read More
  • Trust Deeds

    In Scotland, individuals who are currently in debt can investigate trust deeds as a way to repay creditors. In one of these so-called protected trust deeds, or PTDs… Read More
  • Unsecured Debt Consolidation Loans

    If you are considering unsecured debt consolidation loans as a way to clear any outstanding payments, it may be a good idea to … Read More


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