The Debt Advice Trust helps people who are in serious debt to get free, honest advice on debt solutions. Those debt solutions include Bankruptcy, IVAs (Individual Voluntary Arrangements), Debt Management Plans and more.
We do not depend on funding from lenders or banks, so we can provide you with expert and impartial advice about getting out of debt. Our fully trained Counsellors make sure you are not left on your own, wondering what to do next. They will show you the best way forward in your own particular situation.
- 100 people a day call the Debt Advice Trust
- We have been helping people solve debt problems for three years
- There are no queues - immediate help is available and it's free
If you have a serious debt problem and owe more than £15,000
call free on 0800 954 6518
Our trained advisors are waiting for your call, there's no wait
time and no need to make an appointment.
Our office opening hours are:
Mon - Fri: 8am - 9pm, Sat: 9am - 5pm, Sun: 10am - 4pm
Debt solutions for you
If you are in debt, you are not alone. And getting help can be easier than you might think. By calling the Debt Advice Trust, you can get reliable advice about debt solutions and finance management that will ultimately help you to clear your debts. Whether your debts are from loans, overdrafts, credit cards or something else, we can help put your mind at ease by reassuring you solutions exist that can be matched to anyone's particular circumstances.
Helping you get out of debt
Because we are not funded by lenders, the Debt Advice Trust can focus on helping people like you get out of personal debt. By talking to the Debt Advice Trust you can access the expertise of our experienced Counsellors and find the right solution for you. Whether you need debt management services, an IVA or another debt solution, we're here to ensure you are fully advised about all your options.
Debt advice you can trust
Some commercial debt advice firms have quotas to fill or are funded by lenders who prefer a particular debt solution. Debt Advice Trust is an organisation that is here to act in your interests and recommend a solution that's fair to everyone. We will support you as you regain control of your finances. You may have to deal with quite complex and sometimes stressful matters such as bankruptcy records, consolidating debts, or trying to get credit after you've cleared your debts. Talk to us in confidence - we're here to help. And whether you have been offered other debt solutions or not, the Debt Advice Trust can provide an unbiased opinion, and advise you of all your possible options.
Debt FAQs
- Q: What is an IVA?
A: An IVA (Individual Voluntary Arrangement) is a debt solution whereby, faced with the probable alternative of going bankrupt, your creditors agree to write off part of your debts so that you only have to make monthly repayments which you can afford - usually for a period of five years. An IVA can be an effective solution if you have serious debts and owe more than £15,000. But there are other ways. Talk to us to find out more. - Q: Which debt solution is best for me?
A: This all depends on the nature of your debts and your individual circumstances. But however much you owe, there will be a debt solution that can help you work towards clearing your debts. Call us to hear more about IVA's, consolidation loans, management plans and other options. - Q: How do I finance the costs of debt?
A: This will depend upon the terms of the solution you choose. But we can advise you about what each solution involves so that you can be sure that you choose one that's right for you. - Q: Who do I go to for further debt advice?
A: Because we offer impartial advice, the Debt Advice Trust will be able to give you all the advice you need. If you decide upon a particular solution, we can also recommend a reputable and trustworthy provider from our Approved Panel.
Debt Advice Trust Limited, Registered Office: Eversheds House, 70 Great Bridgewater Street, Manchester, M1 5ES. Registered in England. Company number 06232066.
